PRACTICE AREA DETAILS
- Date 17 Mar 2026
- Location Golf View Office Suites, 6th Floor, Wambui Road Off Kiambu Road, Opposite Muthaiga Golf Club, Nairobi
- Category Dispute Management Department
ABOUT THIS PRACTICE AREA
Njuguna and Partners LLP operates a dedicated debt recovery practice assisting banks, financial institutions, trade creditors, landlords, and individual creditors to recover outstanding debts efficiently and effectively. Kenya’s legal framework provides multiple mechanisms for debt enforcement, and the firm advises clients on the most appropriate strategy depending on the nature and value of the debt, the identity and financial position of the debtor, and the urgency of recovery.
Pre-Litigation Recovery
Before commencing formal proceedings, the firm pursues a structured pre-litigation process, including:
- Formal demand letters setting out the legal basis of the claim and the consequences of non-payment.
- Negotiation of repayment plans and settlement agreements.
- Advice on the use of statutory demand processes available under the Insolvency Act, 2015.
Litigation and Enforcement
Where pre-litigation efforts fail, the firm pursues recovery through:
- Filing suits in the Magistrates' Court or High Court, depending on the quantum of the claim.
- Summary judgment applications where the defendant has no arguable defense.
- Attachment and sale of moveable and immovable assets of the judgment debtor.
- Garnishee proceedings to attach funds held by third parties (such as banks) on behalf of the judgment debtor.
- Charging orders over land and other assets.
- Receiver appointments and winding-up/bankruptcy petitions as a last resort against recalcitrant debtors.
